Embedded Fintech &
Computational Math Engine SDK
License battle-tested, arbitrary-precision financial and mathematical calculation engines compiled natively via Kotlin Multiplatform (KMP) across Android, iOS, JVM, WebAssembly, and Desktop. Zero floating-point drift, zero network latency, and 100% air-gapped local execution.
Why Tier-1 Fintechs License RitualDev Engines
Zero IEEE-754 Floating Drift
Standard binary floating-point representation causes catastrophic rounding errors in interest accruals and tax calculations. Our computational core executes strictly on deterministic arbitrary-precision fixed-point representations.
Air-Gapped Local-First Execution
Zero network calls, zero external API latency, and zero telemetry. Client financial records and mathematical inputs never leave device memory, guaranteeing statutory compliance with GDPR, DPDP Act 2023, and SOC 2 Type II.
Single Canonical Source of Truth
Written once in Kotlin Multiplatform and compiled natively for every target. Eliminate discrepancies where iOS and Android calculations yield divergent numbers due to differing platform math libraries.
170+ Pre-Audited Computational Modules
Engineered over 6 years of consumer deployment across 500,000+ active mobile installations.
- • EMI & Reducing Balance
- • Balloon & Prepayment Schedules
- • Compound APR vs APY
- • Debt-to-Income (DTI) Ratios
- • Black-Scholes European Options
- • Greeks (Delta, Gamma, Vega, Theta)
- • Monte Carlo Trajectory Sim
- • Yield to Maturity (YTM)
- • Progressive Slab Tax Brackets
- • GST / VAT Composite Invoicing
- • MACRS & Double Declining Balance
- • Capital Gains Indexation
- • Triangular Arbitrage Discovery
- • Covariance & Correlation Matrices
- • Sharpe & Sortino Risk Ratios
- • Forward Rate Agreements (FRA)
Idiomatic SDK Across Your Technology Stack
import in.ritualdev.fintech.engine.AmortizationEngine
import in.ritualdev.fintech.model.LoanParameters
import in.ritualdev.fintech.decimal.BigDecimal
val engine = AmortizationEngine()
val schedule = engine.calculateReducingBalance(
LoanParameters(
principal = BigDecimal("500000.00"),
annualInterestRatePercent = BigDecimal("7.25"),
tenureMonths = 360,
prepaymentAllowance = true
)
)
println("Monthly EMI: ${schedule.monthlyEmi}")
println("Total Interest Payable: ${schedule.totalInterest}")
println("Final Payoff Date: ${schedule.projectedPayoffDate}")Predictable Annual Licensing for Enterprise Platforms
Embed all 170+ computational engines into a single commercial mobile app, SaaS platform, or desktop utility.
- Unlimited End-User Client Instances
- Pre-compiled KMP Binaries (Android, iOS, WASM, JVM)
- Royalty-Free Commercial Distribution Rights
- Quarterly Precision Updates & Regulatory Changes
- Enterprise SLA: Next-Business-Day Triage
For financial institutions, brokerages, and core banking systems requiring multi-app licensing, source access, and bespoke algorithms.
- Multi-Application & White-Label Redistribution
- Full Source Code Access & Compiler Toolchain
- Custom Math Engine Engineering (Up to 3 Bespoke Engines/yr)
- Certified Cryptographic & Numerical Stability Attestations
- 24/7 Dedicated Slack War-Room with Senior Quant Engineers
Request Enterprise OEM SDK Evaluation Kit
Receive sandbox binaries, private Maven/SwiftPM repository credentials, and sample test vectors.